About Us
To be the leading financial institution in Timor-Leste, distinguished by our excellence, integrity, dignity, and dedication to customer satisfaction.
Banco do Nosso Futuro (BNF) exists to empower individuals, businesses, corporations, and communities by providing accessible, inclusive, and innovative financial solutions that drive sustainable growth and shared prosperity in Timor-Leste.
Provide reliable, innovative, and affordable banking solutions by expanding digital channels and ensuring equal access for all communities.
Channel productive financing, support SMEs, and mobilize long-term investments that strengthen national economic resilience.
Design tailored financial products, implement financial literacy programs, and deliver excellent banking services.
Advance the national economy by supporting sustainable growth initiatives and acting as a catalyst for development.
BNF History
HISTORICAL
Banco do Nosso Futuro s.a
The Veterans Investment Fund was launched under the guiding principle of “One Dollar a Day and Thirty Dollars a Month,” a concept formally approved during the First Congress held from December 19 to 21.
The government issued regulations on the management of veterans’ pensions and investment funds. A dedicated team was formed to prepare the legal framework and oversee the fund.
Preparations to establish a national bank began, including team formation, document drafting, and submission to the Central Bank of Timor-Leste.
A comprehensive business plan was prepared under the name Banco Funu Nain, serving as the foundation for the bank licensing process.
The first documents were submitted to the BCTL. The name Banco Funu Nain was rejected, and the BCTL recommended the alternative name Banco do Nosso Futuro.
Central Bank granted a provisional license. Preparations for governance, IT systems, staffing, and full operational readiness were carried out.
On August 6, 2025, the Central Bank of Timor-Leste granted a definitive license to Banco do Nosso Futuro, S.A. as a Category “A” commercial bank.
Banco do Nosso Futuro officially commenced full banking operations on September 8, 2025 — a historic milestone for Timor-Leste’s veterans and the nation’s financial future.
Management
Board of Directors Profile
Fausto Bernardino
Chief Executive Officer
Legal
Legal
Secretariat
Secretariat
Internal Auditor
Internal Auditor
Business Management
Business Management
Operational
Operational
Finance & Accounting
OperationFinance & Accounting
Information Technology
Information Technology
Risk Management & Compliance
Risk Management & Compliance
General Affairs
General Affairs
Organization
