About Us
Vision
To be the leading financial institution in Timor-Leste, distinguished by our excellence, integrity, dignity, and dedication to customer satisfaction.
Mission
Banco do Nosso Futuro (BNF) exists to empower individuals, businesses, corporations, and communities by providing accessible, inclusive, and innovative financial solutions that drive sustainable growth and shared prosperity in Timor-Leste.
01
Deliver Inclusive and Affordable Financial Services
Provide reliable, innovative, and affordable banking solutions by expanding digital channels and ensuring equal access for all communities.
02
Strengthen Sustainable Economic Growth
Channel productive financing, support SMEs, and mobilize long-term investments that strengthen national economic resilience.
03
Serve the People with Dedication
Design tailored financial products, implement financial literacy programs, and deliver excellent banking services.
04
Contribute Actively to Economic Progress
Advance the national economy by supporting sustainable growth initiatives and acting as a catalyst for development.
BNF History
HISTORICAL
Banco do Nosso Futuro s.a
✦
2019
The Veterans Investment Fund was launched under the guiding principle of “One Dollar a Day and Thirty Dollars a Month,” a concept formally approved during the First Congress held from December 19 to 21.
Milestone 01
Initial PlanningMilestone 02
Legal Foundation2020
The government issued regulations on the management of veterans’ pensions and investment funds. A dedicated team was formed to prepare the legal framework and oversee the fund.
2021
Preparations to establish a national bank began, including team formation, document drafting, and submission to the Central Bank of Timor-Leste.
Milestone 03
Bank PreparationMilestone 04
Business Planning2022
A comprehensive business plan was prepared under the name Banco Funu Nain, serving as the foundation for the bank licensing process.
2023
The first documents were submitted to the BCTL. The name Banco Funu Nain was rejected, and the BCTL recommended the alternative name Banco do Nosso Futuro.
Milestone 05
Licensing ProcessMilestone 06
Provisional License Granted2024
Central Bank granted a provisional license. Preparations for governance, IT systems, staffing, and full operational readiness were carried out.
2025
On August 6, 2025, the Central Bank of Timor-Leste granted a definitive license to Banco do Nosso Futuro, S.A. as a Category “A” commercial bank.
Milestone 07
Definitive License ApprovedMilestone 08
Official Launch & Start Operations2025
Banco do Nosso Futuro officially commenced full banking operations on September 8, 2025 — a historic milestone for Timor-Leste’s veterans and the nation’s financial future.
BNF
Banco do Nosso Futuro, S.A.
Management
Board of Directors Profile
Fausto Bernardino
Chief Executive Officer
Legal
Legal
Secretariat
Secretariat
Internal Auditor
Internal Auditor
Business Management
Business Management
Operational
Operational
Finance & Accounting
OperationFinance & Accounting
Information Technology
Information Technology
Risk Management & Compliance
Risk Management & Compliance
General Affairs
General Affairs
Organization
